
The 80/20 Rule of AI Finance: 20% of Features Do 80% of the Work
The AI finance tool market is drowning in over-engineering.
Vendors brag about “200+ features!” while most companies use fewer than five regularly. The result? Bloated pricing, steep learning curves, and teams suffering from analysis paralysis—all for capabilities they’ll never need. Take one startup that wasted six months implementing an “AI-powered FP&A suite,” only to use its basic cash forecasting while ignoring 90% of the tool’s so-called “advanced analytics.” They paid for complexity but got little in return.